Step 1: Check if you’re affected
Log into your energy supplier’s app or online account and check your current energy tariff. If it says “Fixed”, the July energy price cap increase does not apply to you until your fixed deal ends. If you are on a “Standard Variable”, “Default” or other price-capped tariff, the July increase applied to your rates from 1 July 2026. Ofgem increased the cap by 13% for July–September 2026.
Step 2: Check your tariff before the next price rise
The next Ofgem energy price cap has already been announced. From 1 October to 31 December 2026, the cap for a typical dual-fuel Direct Debit household rises by 4% to £1,723 a year. If you are on a variable tariff, compare the cost of your current deal with available fixed energy tariffs before deciding whether switching could save you money. A fixed tariff is not covered by the price cap, although you should check the contract length, exit fees and unit rates before switching.
Step 3: Submit an up-to-date meter reading
Take and submit a meter reading around the date your new energy prices take effect, where possible. This gives your supplier an accurate record of how much energy you had used at the point of the tariff change and can reduce reliance on estimated readings. Smart meters can usually send readings automatically, but it is still worth checking that your account is receiving them correctly. (Ofgem)
Step 4: Check your Direct Debit is based on your actual usage
A higher energy price cap does not automatically mean your Direct Debit should rise by the same percentage. Your supplier should base your payment amount on factors such as your actual or estimated energy usage, current prices and your account balance. Check your latest bill, meter readings and credit or debit balance to make sure the new payment reflects your expected energy costs. If the amount looks too high, contact your supplier and ask them to review the calculation.
